Make Flexible Payments with affirm

What is Affirm?

Affirm is one of Canada’s leading installment payment
platforms, providing shoppers with buy now, pay later solutions at their favourite
retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their
purchase immediately, while spreading their payments over time

Why use Affirm?

Prequalify before you buy

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

Quick and Convenient Checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase.

Easy Payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.


Canadian permanent resident or citizen

- 18 years of age (AB, MB, ON, PEI, QC, SK)

- 19 Years of age (BC, NB, NF, NT, NS, NU, YK)

- Minimum purchase of $500

How do i use affirm?

1 - Select Affirm at checkout

Browse KRAVE Automotive and add your favourite finds to your shopping cart

2 - Get Set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
Subject to credit approval.

3 - Enjoy your purchase

Confirm your payment plan and then you’re done! Enjoy your purchase today and break
up the cost


Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard
debit card (with the Visa/Mastercard logo), which can be used for online transactions
● An SMS-capable Canadian phone number
●To meet the minimum cart size required to use Affirm as a payment option at checkout

If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After
confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then
set up your payment method with Affirm and accept the terms of your payment plan.

You can use Affirm on

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site

Affirm calculates the Annual Percentage Rate (APR) of a loan using simple interest, which equals the rate multiplied by the loan amount and by the number of months the loan is outstanding.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be
due to the information on your credit file, or because Affirm was not able to verify your
identity or your payment method.

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit
card. Available payment methods may vary depending on the payment plan selected.
Please note that prepaid cards are not accepted.

For further information, please refer to the Affirm how it works